@tenbentYun 2018-10-24T07:54:20.000000Z 字数 31064 阅读 749

腾保产品中心意健险流程 API文档(v1.0.4)

腾保-产品中心

1.概述

1.1 HTTP协议层请求状态码设计

对于所有的API接口，使用HTTP状态码来代表本次请求是否成功

当成功提供服务后返回HTTP200状态码，代表本次请求数据成功，并代表业务也成功

当服务器端由于某种错误导致服务失败，将会返回400、415、500，或者其它错误代码

1.2 签名生成方式

即渠道签名，由渠道ID + 渠道对应的AppKey，通过MD5生成即可

1.3 通用请求/响应参数

通用响应异常

若服务器端处理请求发生错误(包含业务错误)，将会返回error结构的json数据
如:

{
    "code": "9999",
    "errorMsg": "系统繁忙，请稍后再试",
    "result": null,
    "success": false
}

客户端请统一处理此异常，重定向到登录界面，错误代码定义如下：

错误码	错误说明	备注
NM0000	操作成功
9999	系统繁忙，请稍后再试
5001	请求参数异常
5002	未查询到异常
5003	签名验证失败
5004	支付订单信息查询失败
5005	订单支付失败
5006	未通过核保
5007	创建保单异常
5008	更新订单异常
5009	实时出单异常
5010	更新保单对应的险种信息异常
5011	更新保单投被保人异常
5012	推广费计算异常
5013	获取智能核保地址异常
5014	智能核保异常
5015	根据产品Code未查询到该产品
5016	该产品未配置到该渠道，或产品已下架，请联系管理员
5017	非核保中、核保不通过订单状态禁止核保
5018	该订单号已使用，不可重复使用
5999	断路器返回

1.4 通用数据结构

ResponseView

请求响应视图

属性	类型	含义
hasMore	boolean	代表服务器端是否有更多的数据，客户端依次判断是否需要上拉加载更多（不分页时，没有此属性）
code	string	操作状态码
errorMsg	string	服务器提示信息
success	boolean	操作状态(`true`表示成功，`false`表示失败)
result	PageView	数据内容

注：接口中不再做重复说明

如：

{
    "code":"NM0000",
    "message":"操作成功",
    "result":null,
    "success":true
}

(分页)如：

{
    "code": "NM0000",
    "errorMsg": "操作成功",
    "result": {
        "data": [
            // ...
        ],
        "totalPage": 1,
        "totalCount": 1,
        "pageNumber": 1,
        "pageSize": 3,
        "hasMore": false
    },
    "success": true
}

PageView

分页信息视图

属性	类型	含义
data	List<ObjectView>	数据列表内容，例如`PageView`<`UserView`>表示用户分页信息
totalCount	long	总记录数
totalPage	Integer	总页数
pageSize	Integer	每页记录数
pageNumber	Integer	当前页数

AddressRequest

地址信息

属性	类型	是否必传	含义
province	String	否	省code
city	String	否	市code
country	String	否	区code
addressDetail	String	否	详细地址(不含省市区)
addressInfo	String	否	完整地址

PolicyPersonRequest

投保人被保人信息

属性	类型	是否必传	含义
realName	String	是	姓名
idType	String	是	证件类型
idNo	String	是	证件号码
birthday	String	是	出生日期
gender	String	是	性别(1:男; 0:女)
phone	String	是	手机号
email	String	否	电子邮箱
occupation	String	否	职业代码
relation	String	是	关系
plyAddress	AddressRequest	否	地址信息
idStartDate	String	否	证件起期(格式：yyyy-MM-dd)
idEndDate	String	否	证件止期(格式：yyyy-MM-dd)
socialInsuFlag	String	否	有无社保标志(0：无社保，1：参加社保)
socialInsuProvince	String	否	社保所在地省编码
socialInsuCity	String	否	社保所在地市编码
order	String	否	被保人/受益人顺序
belongToInsured	Integer	否	(受益人)所属被保(即：被保人系顺序号(指定受益人时必传))
rate	String	否	受益人受益比例
relationToInsured	String	否	(受益人)与被保人关系

SkuRequest

sku信息

属性	类型	是否必传	含义
currentResidence	String	是/否	常住地
socialSecurity	String	是/否	是否有社保
sumAmount	String	是/否	保险额度
amount	String	是/否	基本保额
birthday	String	是/否	生日
planCode	String	是/否	保障计划
safeguardDate	String	是/否	保障期限
gender	String	是/否	性别
paymentPeriod	String	是/否	缴费期间
isAddRisk	String	是/否	可选附加险
cityCode	String	是/否	所在城市编码
provinceCode	String	是/否	所在省编码
month	String	是/否	月份
vehicleType	String	是/否	车辆类型
seatNum	String	是/否	座位数量

TableRequest

表单信息

属性	类型	是否必传	含义
startDate	String	是/否	起保时间
reBankCode	String	是/否	续期交费银行编号
reBankName	String	是/否	续期交费银行名称
reBankAccNo	String	是/否	续期交费帐号
licensePlate	String	是/否	车牌号码
vin	String	是/否	车架号
count	String	是/否	数量/份数

SendInfoRequest

寄送信息

属性	类型	是否必传	含义
realName	String	否	寄送人
mobile	String	否	手机号
provinceCode	String	否	省代码
cityCode	String	否	市代码
districeCode	String	否	districeCode
detailAddress	String	否	具体地址
fullAddress	String	否	完整地址

1.5 枚举

枚举类型传值只传英文部分（注意大小写）, 如：OPERATION_SUCCESS("NM0000", "操作成功")只需要传OPERATION_SUCCESS, 此文档中所有接口一致, 接口中将不再说明

ProductCode

产品编码

保险公司	产品编码	产品名称	产品中心对接情况
平安健康	E_HEALTH	平安E生保	对接完成
安联	ANLIAN_LRX	安联老人骨折险	对接完成
	ANLIAN_ZXYL	安联臻心医疗保险	对接完成
	ANLIAN_ZXYL_ZF	安联臻心医疗保险(直付版)	对接完成
	ANLIAN_BEAR_BAO_BAO	熊宝保（2017版）-安联个人保障计划	对接完成
	ANLIAN_INFINITE_POWER	动力无限-安联户外运动保障计划	对接完成
	ANLIAN_VACCINE	安联少儿疫苗接种身故保障计划	对接完成
史带财产保险	SDCQS_NY	史带常青树-南燕	对接完成
	SDAZY_JW	史带爱自由-境外意外险	对接完成
	SDAZY_JN	史带爱自由-境内意外险	对接完成
泰康	TAI_KANG_GIFT	泰康赠险	对接完成
	TAIKANG_SRZJ	泰康在线少儿重疾	对接完成
	TAIKANG_CRZJ	泰康在线成人重疾	对接完成
	TAIKANG_ZYB	泰康在线住院宝	对接完成
	TAIKANG_BWYL	泰康在线百万医疗	对接完成
安心	AN_XIN_MILLION_MEDICAL_A	安心综合医疗保险	对接完成
	AN_XIN_MILLION_MEDICAL_B	安心住院费用医疗保险	对接完成
	AN_XIN_MILLION_MEDICAL_E_FAMILY	安心e家医疗保险(家庭计划)	对接完成
阳光人寿	YANGGUANG_IBZDJBA	i保终身重大疾病-基本款	对接完成
阳光人寿	YANGGUANG_IBZDJBB	i保终身重大疾病-PLUS款	对接完成
海峡	HAIXIA_JCX_KC	海峡驾乘无忧驾乘人员意外险-客车	对接完成
海峡	HAIXIA_JCX_HC	海峡驾乘无忧驾乘人员意外险-货车	对接完成
中国人民健康保险股份有限公司(人保)	GUARDIAN_ANGEL_DISEASE	守护天使少儿重大疾病保险	对接完成
中国人民健康保险股份有限公司(人保)	GUARDIAN_ANGEL_SPECIFIC_DISEASE	守护天使少儿特定疾病保险	对接完成
易安财产保险股份有限公司(易安)	CHILDREN_LEUKEMIA_SPECIAL_GUARANTEE	少儿白血病专项保障保险	对接完成
	TRAVEL_WITHOUT_WORRY	出行无忧-百万交通意外险	对接完成
	E_ENJOY_SPORTS	E享运动-个人综合意外保险	对接完成
	RAINFALL	上下班降雨险	对接完成
复星联合健康保险	FOSUN_B	复星联合康乐一生重大疾病保险(B款升级款)	因涉及到支付(非代收)，现产品心中只能做到核保，待渠道接入时再联调后“承保”接口
复星联合健康保险	FOSUN_C	复星联合康乐一生重大疾病保险(C款升级款)	因涉及到支付(非代收)，现产品心中只能做到核保，待渠道接入时再联调后“承保”接口
上海人寿	SHANG_HAI_LIFE	上海人寿小蘑菇定期寿险	对接完成

2. 意健险流程API

特别说明：
一、每个API支持两种形式访问：
1.不带“public”的地址(项目在同一个网关内)
2.带“public”的地址(项目不在同一个网关内)
请对接渠道根据实际情况自行选择
二、接口参数中是否必传的“是/否”的，根据每个产品需要来决定是否必传，具体可参考对应的产品报文

2.1 产品是否支持智能核保

作者 `michael`

接口地址

POST /api/noCarInsure/smart/underwriting/support
POST /api/public/noCarInsure/smart/underwriting/support

请求体

属性	类型	是否必传	含义
productCode	ProductCode	是	产品编码
channelId	String	是	渠道ID
sign	String	是	渠道签名

响应体

详见 1.3 通用数据结构数据结构

如：

{
    "code":"NM0000",
    "message":"操作成功",
    "result":"Y",// Y:支持, N:不支持
    "success":true
}

2.2 产品列表查询

作者 `michael`

接口地址

POST /api/noCarInsure/productList
POST /api/public/noCarInsure/productList

请求体

属性	类型	是否必传	含义
cid	int	是	产品分类(1-健康险 2-意外险)
pageNum	int	否	当前页数(默认第1页）
pageSize	int	否	每页记录数(默认10条)
channelId	String	是	渠道ID
sign	String	是	渠道签名

如：

{
    "cid": 2,
    "channelId":"4028.....................20000",
    "sign":"ecea........................c0177",
    "pageNum": 1,
    "pageSize":10
}

响应体

详见 1.3 通用数据结构数据结构

如：

{
  "code": "NM0000",
  "errorMsg": "操作成功",
  "result": {
    "data": [
      {
        "id": 65,
        "pCode": "TAIKANG_SRZJ",
        "pName": "泰康少儿重大疾病保险",
        "statusCode": 0,
        "insureCompanyId": 5,
        "insureCompanyName": "泰康在线保险",
        "cid": 2,
        "extendInfo": null,
        "gmtCreated": "2017-12-05 11:07:36",
        "gmtModified": "2017-12-05 11:07:36",
        "productRisks": null
      }
    ],
    "totalPage": 6,
    "totalCount": 6,
    "pageNumber": 1,
    "pageSize": 1,
    "hasMore": true
  },
  "success": true
}

2.3 产品详细信息查询

作者 `michael`

接口地址

POST /api/noCarInsure/productDetails
POST /api/public/noCarInsure/productDetails

请求体

属性	类型	是否必传	含义
productCode	ProductCode	是	产品编码
channelId	String	是	渠道ID
sign	String	是	渠道签名

如：

{
    "productCode": "E_HEALTH",
     "channelId":"4028......................20000",
    "sign":"ecea.......................c0177"
}

响应体

详见 1.3 通用数据结构数据结构

如：

{
  "code": "NM0000",
  "errorMsg": "操作成功",
  "result": {
    "productCode": "E_HEALTH",
    "productName": "平安健康E生保",
    "productRisks": [
      {
        "id": 25,
        "riskName": "平安E生保",
        "riskCode": "E_HEALTH_001",
        "riskCodeSelf": "78366083-e5a9-4cc0-9cba-52f66662c851",
        "type": 0,
        "productId": 17,
        "gmtCreated": "2017-11-17 14:42:22",
        "gmtModified": "2017-11-17 14:42:22"
      },
      // ...
    ],
    "resourceEnclosures": [
      {
        "id": 129,
        "resourceId": 17,
        "type": 2,
        "fileName": "健康告知.pdf",
        "filePath": "https://afbxfiles.b0.upaiyun.com/tenbent-pb-product/dev/upload/171205/product/notice/016c13c8edce426da0688e809e84ffc0.pdf",
        "fileSuffix": "pdf",
        "gmtCreated": "2017-12-05 17:43:05",
        "gmtModified": "2017-12-05 17:43:05"
      },
      // ...
    ],
    "safeguardSets": [
      {
        "id": 133,
        "sCode": "4c46df4b-65c7-4328-ada3-60b25e4a9095",
        "sName": "标准款",
        "sPrice": "300",
        "productId": 17,
        "gmtCreated": "2017-12-06 14:24:49",
        "gmtModified": "2017-12-06 14:24:49",
        "safeguardProjectTypes": [
          {
            "id": 159,
            "sCode": "6e983f75-f8b0-4683-9f41-0965f0eb2c46",
            "sName": "一般医疗保险金",
            "productId": 17,
            "gmtCreated": "2017-12-06 14:24:49",
            "gmtModified": "2017-12-06 14:24:49",
            "safeguardProducts": [
              {
                "id": 278,
                "sCode": "215dfbfa-4746-4928-8400-57fd62eb4342",
                "sContent": "住院医疗保险金",
                "remark": "住院医疗保险金",
                "typeCode": "6e983f75-f8b0-4683-9f41-0965f0eb2c46",
                "sAmount": "100万",
                "gmtCreated": "2017-12-06 14:24:49",
                "gmtModified": "2017-12-06 14:24:49",
                "type": 0
              },
              // ...
            ]
          },
          // ...
        ],
        "safeguardSetDetails": [
          {
            "id": 278,
            "setCode": "4c46df4b-65c7-4328-ada3-60b25e4a9095",
            "projectCode": "215dfbfa-4746-4928-8400-57fd62eb4342",
            "sAmount": "100万",
            "gmtCreated": "2017-12-06 14:24:49",
            "gmtModified": "2017-12-06 14:24:49"
          },
          // ...
        ]
      },
      // ...
    ],
    "safeguardRules": [
      {
        "id": 1258,
        "name": "缴费方式",
        "code": "payType",
        "value": "1",
        "extendInfo": null,
        "productId": 17,
        "gmtCreated": "2017-12-06 14:24:49",
        "gmtModified": "2017-12-06 14:24:49"
      },
      // ...
    ],
    "insureRules": [
      {
        "id": 177,
        "type": 0,
        "name": "投保人所在地区",
        "code": "policyArea",
        "value": "1",
        "extendsInfo": "",
        "productId": 17,
        "gmtCreated": "2017-12-01 10:22:51",
        "gmtModified": "2017-12-01 10:22:51"
      },
      // ...
    ]
  },
  "success": true
}

2.4 保费计算SKU信息查询

作者 `michael`

接口地址

POST /api/noCarInsure/premium/calculation/querySKUInfo
POST /api/public/noCarInsure/premium/calculation/querySKUInfo

请求体

属性	类型	是否必传	含义
productCode	ProductCode	是	产品编码
channelId	String	是	渠道ID
sign	String	是	渠道签名

如：

{
    "productCode": "E_HEALTH",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177"
}

响应体

详见 1.3 通用数据结构数据结构

如：

{
  "code": "NM0000",
  "errorMsg": "操作成功",
  "result": {
    "productName": "平安健康E生保",
    "productCode": "E_HEALTH",
    "skuInfoTypes": [
      {
        "typeCode": "sumAmount",
        "typeText": "保障额度",
        "skuInfoValues": [
          {
            "valueCode": "1",
            "valueText": "100万"
          },
          {
            "valueCode": "3",
            "valueText": "300万"
          }
        ]
      },
      {
        "typeCode": "birthday",
        "typeText": "被保人生日",
        "skuInfoValues": [
          {
            "valueCode": "birthday",
            "valueText": "被保人生日"
          }
        ]
      },
      {
        "typeCode": "socialSecurity",
        "typeText": "有无社保",
        "skuInfoValues": [
          {
            "valueCode": "N",
            "valueText": "无社保"
          },
          {
            "valueCode": "Y",
            "valueText": "有社保"
          }
        ]
      }
    ]
  },
  "success": true
}

2.5 根据SKU信息计算保费

作者 `michael`

接口地址

POST /api/noCarInsure/premium/calculation
POST /api/public/noCarInsure/premium/calculation

请求体

属性	类型	是否必传	含义
productCode	ProductCode	是	产品编码
birthday	String	是	出生日期(格式：YYYY-MM-dd)
typeCode	String	是	保费计算的SKU编码(例如:socialSecurity)
valueCode	String	是	保费计算的SKU编码对应的值(例如:"Y")
channelId	String	是	渠道ID
sign	String	是	渠道签名

如：

{
    "productCode": "E_HEALTH",
    "birthday":"1988-12-12",
    "skuTypes":[
      {
        "typeCode":"sumAmount",
        "valueCode":"3"
      },
      {
        "typeCode":"socialSecurity",
        "valueCode":"Y"
      }
    ],
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177"
}

响应体

详见 1.3 通用数据结构数据结构

如：

{
  "code": "NM0000",
  "errorMsg": "操作成功",
  "result": {
    "productCode": "E_HEALTH",
    "totalPrice": "335.00",
    "skuPrices": null
  },
  "success": true
}

2.6 核保

作者 `michael`

接口地址

POST /api/noCarInsure/underwriting
POST /api/public/noCarInsure/underwriting

请求体

属性	类型	是否必传	含义
channelId	String	是	渠道ID
sign	String	是	签名
outOrderNo	String	是	外部订单号
productCode	ProductCode	是	产品编码
amount	BigDecimal	否	保额
packCode	String	否	套餐代码
orderAmount	BigDecimal	是	订单金额
tablesInfo	TableRequest	否	表单信息
skuInfo	SkuRequest	否	sku信息
holderInfo	PolicyPersonRequest	是	投保人信息
insuredInfo	PolicyPersonRequest	是	被保人信息
beneficiaryInfoList	List<PolicyPersonRequest>	是	受益人信息(支持多个)
legalBeneficiary	Integer	是	是否法定受益人(1:法定受益人,0:指定受益人)
healthyInfo	String	否	健康告知json信息
healthFlag	String	是	健康告知是否全部通过 1-通过 0-未通过
sendInfo	SendInfoRequest	否	寄送信息
iuwId	String	是/否	智能核保号
iuwResult	String	是/否	智能核保结果
exclusiveAgreement	String	是/否	特别约定

如：

{
  "channelId": "4028*******************0000", 
  "sign": "ecea********************0177", 
  "outOrderNo": "TBPB****************664",
  "productCode":"E_HEALTH",
  "orderAmount":392.0,
  "healthFlag":1,
  "skuInfo":{
      "planCode":"a",
      "socialSecurity":"Y",
      "birthday":"1984-02-08"
  },
  "packCode":"59fc825b-c90f-4e98-80e2-434ff1feba54",
  "legalBeneficiary":1,
  "holderInfo":{
    "realName":"卫碧白",
    "phone":"13811111111",
    "gender":0,
    "relation":"01",
    "birthday":"1984-02-08",
    "idType":"1",
    "idNo":"330803198402087889",
    "plyAddress":{
        "addressInfo":"aaaaaaaaaa"
    }
  },
  "insuredInfo":{
    "realName":"张孤阳",
    "phone":"13811111111",
    "gender":0,
    "relation":"02",
    "birthday":"1986-08-11",
    "idType":"1",
    "idNo":"513200198608115528",
    "plyAddress":{
        "addressInfo":"aaaaaaaaaa"
    }
  },
  "sendInfo":{
    "realName":"jijian寄件名称",
    "mobile":"13811111111"
  },
  "iuwId":"00000000000000000000000000",
  "iuwResult":"A",
  "exclusiveAgreement":"xxxxxxxxxxxxxxxxxxxxxx"
}

响应体

详见 1.3 通用数据结构数据结构

如：

{
    "code":"NM0000",
    "message":"操作成功",
    "result":null,
    "success":true
}

2.7 获取智能核保地址

作者 `michael`

接口地址

POST /api/noCarInsure/obtain/smart/underwriting/url
POST /api/public/noCarInsure/obtain/smart/underwriting/url

请求体

属性	类型	是否必传	含义
productCode	ProductCode	是	产品x编码
channelId	String	是	渠道ID
sign	String	是	渠道签名
outOrderNo	String	是	外部订单号(标识渠道订单唯一标识，渠道要保证本渠道唯一性)
callBackUrl	String	是/否	回调地址(渠道自定义)
successBackUrl	String	是/否	核保通过返回地址(渠道自定义)
failBackUrl	String	是/否	拒保返回地址(渠道自定义)

如：

{
    "productCode":"E_HEALTH",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "callBackUrl": "http://www.baidu.com",// 根据产品选择 是否必传
    "successBackUrl":"http://wwww.baidu.com",// 根据产品选择 是否必传
    "failBackUrl":"http://wwww.baidu.com" // 根据产品选择 是否必传
}

响应体

详见 1.3 通用数据结构数据结构

如：

{
    "code":"NM0000",
    "message":"操作成功",
    "result":null,
    "success":true
}

2.8 承保

作者 `michael`

接口地址

POST /api/noCarInsure/accept/insurance
POST /api/public/noCarInsure/accept/insurance

请求体

属性	类型	是否必传	含义
productCode	ProductCode	是	产品x编码
channelId	String	是	渠道ID
sign	String	是	渠道签名
outOrderNo	String	是	外部订单号(标识渠道订单唯一标识，渠道要保证本渠道唯一性)
paymentSerialNumber	String	是	支付流水号(即:交易号)

如:

{
    "productCode":"E_HEALTH",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "paymentSerialNumber":"TB00000000000000000000001"
}

响应体

详见 1.3 通用数据结构数据结构

如：

{
    "code": "NM0000",
    "errorMsg": "操作成功",
    "result": {
        "policyNo": "9201200050232165" // 保单号
    },
    "success": true
}

2.9 获取电子保单

作者 `michael`

接口地址

POST /api/noCarInsure/getPolicyFile
POST /api/public/noCarInsure/getPolicyFile

请求体

属性	类型	是否必传	含义
productCode	ProductCode	是	产品x编码
channelId	String	是	渠道ID
sign	String	是	渠道签名
outOrderNo	String	是	外部订单号(标识渠道订单唯一标识，渠道要保证本渠道唯一性)
policyNo	String	是	保单号

响应体

详见 1.3 通用数据结构数据结构

如：

{
    "code": "NM0000",
    "errorMsg": "操作成功",
    "result": {
        "urlType": "2",// 电子保单类型(1:Base64编码字节，2:链接)
        "url": "https://test-mobile.health.pingan.com:42443/ehis-hm/outChannel/downloadPolicy.doc=ZJTB_2&policyNo=9201200050232165"
    },
    "success": true
}

2.10 查询地区

作者 `Randy`

接口地址

POST /api/noCarInsure/search/area
POST /api/public/noCarInsure/search/area

请求体

属性	类型	是否必传	含义
channelId	String	是	渠道ID
sign	String	是	渠道签名

如：

{
    "channelId":"402880135fddae5d015fddaf0ba20000",
    "sign":"ecea0a83a668606446a4b420cb8c0177"
}

响应体

详见 1.3 通用数据结构数据结构

如：

{
    "code":"NM0000",
    "message":"操作成功",
    "result":null,
    "success":true
}

2.11 查询产品对应的其他属性

作者 `Randy`

接口地址

POST /api/noCarInsure/search/product/other
POST /api/public/noCarInsure/search/product/other

请求体

属性	类型	是否必传	含义
productCode	ProductCode	是	产品编码
typeCode	String	是	类型编码
channelId	String	是	渠道ID
sign	String	是	渠道签名

如：

{
    "productCode": "E_HEALTH",
    "typeCode": "occupation",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177"
}

响应体

详见 1.3 通用数据结构数据结构

如：

{
    "code": "NM0000",
    "errorMsg": "操作成功",
    "result": {
        "productCode": "E_HEALTH",
        "productName": "平安E生保",
        "typeCode": "occupation",
        "typeName": "职业代码",
        "valueJson": "此处数据太大不予展示",
        "gmtCreated": "2017-11-02 17:06:34",
        "gmtModified": "2017-11-02 17:06:34"
    },
    "success": true
}

2.12 根据订单号获取出单信息

作者 `michael`

接口地址

POST /api/noCarInsure/issueInfo
POST /api/public/noCarInsure/issueInfo

请求体

属性	类型	是否必传	含义
channelId	String	是	渠道ID
sign	String	是	渠道签名
outOrderNo	String	是	外部渠道订单号
productCode	ProductCode	是	产品编码

如：

{
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "productCode": "ANLIAN_LRX"
}

响应体

详见 1.3 通用数据结构数据结构

如：

{
    "code": "NM0000",
    "errorMsg": "操作成功",
    "result": {
        "orderStatus": "已出单", // 订单状态
        "policyNo": "301-1-593-17-000********66-00" // 保单号（只有“已出单”才有保单号）
    },
    "success": true
}

2.13 获取支付链接

作者 `michael`

接口地址

POST /api/noCarInsure/paymentUrl
POST /api/public/noCarInsure/paymentUrl

请求体

属性	类型	是否必传	含义
channelId	String	是	渠道ID
sign	String	是	渠道签名
outOrderNo	String	是	外部渠道订单号
productCode	ProductCode	是	产品编码

如：

{
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "productCode": "ANLIAN_LRX"
}

响应体

详见 1.3 通用数据结构数据结构

如：

{
    "code": "NM0000",
    "errorMsg": "操作成功",
    "result": "https://www.99bill.com/mobilegateway/recvMerchantInfoAction.htm?inputCharset=1&amp;bgUrl=http%3A%2F%2F211.143.156.10%3A18083%2Fpayment%2FpayBy99Bill&amp;version=mobile1.0&amp;language=1&amp;signType=4&amp;merchantAcctId=1018720700301&amp;orderId=01000000201803000065&amp;orderAmount=1&amp;orderTime=20180302174148&amp;ext1=V&amp;payType=21&amp;signMsg=AFsAc16gfEIBp%2F7CW%2FJErYkoSj%2Fd9YLYSUdIIAlGrl0v%2Fnqr5Sb3keACEMZOdXKOcbZejnEN4xRY%0AEztkNhmJIq%2BCJstUrrvQxcxfWbMtCZypfck1fqDzifO%2FJ9QiIm7QFMGWX5E3nrIwtPKgb2cRSm15%0A9zqZ66QLD3%2BCYEBsf9k%3D",
    "success": true
}

3. 请求报文(样例)

说明：
报文中带*的属性需要调用方自行生成，如：outOrderNo和paymentSerialNumber

3.1 平安E生保

3.1.1 根据SKU信息计算保费

{
    "productCode": "E_HEALTH", 
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "birthday": "2001-09-09",
    "skuTypes": [
        {
            "typeCode":"planCode",
            "valueCode":"a"
        },
        {
            "typeCode":"socialSecurity",
            "valueCode":"N" // Y:有社保; N:无社保
        }
    ]
}

3.1.2 核保报文

{
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "productCode": "E_HEALTH",
    "orderAmount": 392.0,
    "healthFlag": 1,
    "skuInfo": {
        "planCode": "a",
        "socialSecurity": "Y",
        "birthday": "1984-02-08"
    },
    "packCode": "59fc825b-c90f-4e98-80e2-434ff1feba54",
    "legalBeneficiary": 1,
    "holderInfo": {
        "realName": "卫碧白",
        "phone": "13811111111",
        "gender": 0,
        "relation": "01",
        "birthday": "1984-02-08",
        "idType": "1",
        "idNo": "330803198402087889",
        "plyAddress": {
            "addressInfo": "aaaaaaaaaa"
        }
    },
    "insuredInfo": {
        "realName": "张孤阳",
        "phone": "13811111111",
        "gender": 1,
        "relation": "02",
        "birthday": "1986-08-11",
        "idType": "1",
        "idNo": "14010619860811573x",
        "plyAddress": {
            "addressInfo": "aaaaaaaaaa"
        }
    },
    "sendInfo": {
        "realName": "寄件名称",
        "mobile": "13811111111"
    }
}

3.1.3 承保报文

{
    "productCode":"E_HEALTH",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "paymentSerialNumber":"2018**********9401"
}

3.2 阳光

3.2.1 PLUS款

3.2.1.1 核保报文

{
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "productCode": "YANGGUANG_IBZDJBB", 
    "orderAmount": 35505, 
    "healthFlag": 1, 
    "skuInfo": {
     "planCode": "a",
     "birthday":"1981-02-27",
     "gender":"1",
     "paymentPeriod":"D",
     "amount":"100000",
     "isAddRisk":"1_121"
    }, 
    "tablesInfo": {
        "reBankCode":"CMB",
        "reBankName":"招商银行",
        "reBankAccNo":"6226096555840043"
    }, 
    "packCode": "91771d6f-0c8d-4ea4-b72e-18fd57c145ad", 
    "legalBeneficiary": 1, 
    "holderInfo": {
        "realName": "王不二", 
        "phone": "18200251285", 
        "email": "zz353514741@163.com",
        "gender": "1", 
        "idType": "1", 
        "birthday": "1981-02-27", 
        "idNo": "210204198102271293", 
        "zipcode":"330100",
        "plyAddress": {
            "province": "330000", 
            "city": "330100", 
            "country": "330106", 
            "addressDetail": "古墩路703号紫金广场A座607室",
            "addressInfo": "浙江省杭州市西湖区古墩路703号紫金广场A座607室"
        },
        "occupation":"11020001",
        "height":"172",
    "weight":"60"
    }, 
    "insuredInfo": {
      "relation": "1",
      "realName": "王不二", 
      "phone": "18200251285", 
        "email": "zz353514741@163.com",
        "gender": "1", 
        "idType": "1", 
        "birthday": "1981-02-27", 
        "idNo": "210204198102271293", 
        "zipcode":"3300000",
        "plyAddress": {
            "province": "3300000", 
            "city": "3300001", 
            "country": "3300002", 
            "addressDetail": "古墩路703号紫金广场A座607室",
            "addressInfo": "浙江省杭州市西湖区古墩路703号紫金广场A座607室"
        },
        "occupation":"11020001"
    }
}

3.2.1.2 承保报文

{
    "productCode":"YANGGUANG_IBZDJBB",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "paymentSerialNumber":"2018*********9401"
}

3.2.2 基本款

3.2.2.1 核保报文

{
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664", 
    "productCode": "YANGGUANG_IBZDJBA", 
    "orderAmount": 35505, 
    "healthFlag": 1, 
    "skuInfo": {
     "planCode": "a",
     "birthday":"1981-02-27",
     "gender":"1",
     "paymentPeriod":"D",
     "amount":"100000",
     "isAddRisk":"1_121"
    }, 
    "tablesInfo": {
        "reBankCode":"CMB",
        "reBankName":"招商银行",
        "reBankAccNo":"6226096555840043"
    }, 
    "packCode": "91771d6f-0c8d-4ea4-b72e-18fd57c145ad", 
    "legalBeneficiary": 1, 
    "holderInfo": {
        "realName": "王不二", 
        "phone": "18200251285", 
        "email": "zz353514741@163.com",
        "gender": "1", 
        "idType": "1", 
        "birthday": "1981-02-27", 
        "idNo": "210204198102271293", 
        "zipcode":"330100",
        "plyAddress": {
            "province": "330000", 
            "city": "330100", 
            "country": "330106", 
            "addressDetail": "古墩路703号紫金广场A座607室",
            "addressInfo": "浙江省杭州市西湖区古墩路703号紫金广场A座607室"
        },
        "occupation":"11020001",
        "height":"172",
    "weight":"60"
    }, 
    "insuredInfo": {
      "relation": "1",
      "realName": "王不二", 
      "phone": "18200251285", 
        "email": "zz353514741@163.com",
        "gender": "1", 
        "idType": "1", 
        "birthday": "1981-02-27", 
        "idNo": "210204198102271293", 
        "zipcode":"3300000",
        "plyAddress": {
            "province": "3300000", 
            "city": "3300001", 
            "country": "3300002", 
            "addressDetail": "古墩路703号紫金广场A座607室",
            "addressInfo": "浙江省杭州市西湖区古墩路703号紫金广场A座607室"
        },
        "occupation":"11020001"
    }
}

3.2.2.2 核保报文

{
    "productCode":"YANGGUANG_IBZDJBA",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "paymentSerialNumber":"2018************9401"
}

3.3 泰康

3.3.1 泰康e无忧少儿重疾

3.3.1.1 核保报文

{
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "productCode": "TAIKANG_SRZJ", 
    "orderAmount": 464, 
    "healthFlag": 1, 
    "skuInfo": {
        "planCode": "e"
    }, 
    "tablesInfo": {
        "startDate": "2018-03-15"
    }, 
    "packCode": "91771d6f-0c8d-4ea4-b72e-18fd57c145ad", 
    "legalBeneficiary": 1, 
    "holderInfo": {
        "realName": "卫碧白", 
        "phone": "13800138000", 
        "gender": 1, 
        "idType": "1", 
        "birthday": "1988-01-18", 
        "idNo": "320405198801184618", 
        "plyAddress": {
            "province": "3300000", 
            "city": "3300001", 
            "country": "3300002", 
            "addressInfo": "浙江省杭州市西湖区三墩镇古墩路703号紫金广场a座607室"
        }
    }, 
    "insuredInfo": {
        "realName": "张三丰", 
        "phone": "13811111111", 
        "gender": 1, 
        "relation": "3", 
        "birthday": "2016-01-18", 
        "idType": "1", 
        "idNo": "140421201601186492"
    }
}

3.3.1.2 承保报文

{
    "productCode":"TAIKANG_SRZJ",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "paymentSerialNumber":"2018***********9401"
}

3.3.2 泰康在线成人重疾险

3.3.2.1 核保报文

{
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "productCode": "TAIKANG_CRZJ", 
    "orderAmount": 464, 
    "healthFlag": 1, 
    "skuInfo": {
      "birthday": "2016-01-18", 
        "planCode": "e"
    }, 
    "tablesInfo": {
        "startDate": "2018-03-15"
    }, 
    "packCode": "91771d6f-0c8d-4ea4-b72e-18fd57c145ad", 
    "legalBeneficiary": 1, 
    "holderInfo": {
        "realName": "卫碧白", 
        "phone": "13800138000", 
        "gender": 1, 
        "idType": "1", 
        "birthday": "1988-01-18", 
        "idNo": "320405198801184618", 
        "plyAddress": {
            "province": "3300000", 
            "city": "3300001", 
            "country": "3300002", 
            "addressInfo": "浙江省杭州市西湖区三墩镇古墩路703号紫金广场a座607室"
        }
    }, 
    "insuredInfo": {
        "realName": "张三丰", 
        "phone": "13811111111", 
        "gender": 1, 
        "relation": "3", 
        "birthday": "2016-01-18", 
        "idType": "1", 
        "idNo": "140421201601186492"
    }
}

3.3.2.2 承保报文

{
     "productCode":"TAIKANG_CRZJ",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "paymentSerialNumber":"2018***************9401"
}

3.4 安心健康

3.4.1 安心综合医疗

3.4.1.1 承保报文

{
    "productCode": "AN_XIN_MILLION_MEDICAL_A",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "orderAmount": 277,
    "packCode":"3d5e14dd-b760-4450-b168-7a94c6401641",
    "legalBeneficiary":"0",
    "tablesInfo": {
        "startDate": "2017-12-19"
    },
    "skuInfo":{
      "socialSecurity":"Y",
      "birthday":"1987-06-20",
      "planCode":"a"
  },
    "holderInfo": {
        "realName": "黄蓉",
        "email":"zhangxiaofei@qq.com",
        "phone": "13866666666",
        "gender": 0,
        "relation": "1",
        "birthday": "1987-06-20",
        "idType": "1",
        "idNo": "431022198706203033"
    },
    "insuredInfo": {
        "realName": "郭靖",
        "email":"shenteng@qq.com",
        "phone": "13899999999",
        "gender": 0,
        "relation": "2",
        "birthday": "1987-06-20",
        "idType": "1",
        "idNo": "33041119870620099x"
    },
    "sendInfo": {
        "realName": "寄件名称",
        "mobile": "13855555555"
    }
}

3.4.1.2 承保报文

{
    "productCode":"AN_XIN_MILLION_MEDICAL_A",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "paymentSerialNumber":"2018************9401"
}

3.4.2 安心住院费用医疗

3.4.2.1 核保报文

{
    "productCode": "AN_XIN_MILLION_MEDICAL_B",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "orderAmount": 397,
    "packCode":"3d5e14dd-b760-4450-b168-7a94c6401641",
    "legalBeneficiary":"0",
    "tablesInfo": {
        "startDate": "2017-12-19"
    },
    "skuInfo":{
      "socialSecurity":"Y",
      "birthday":"1987-06-20",
      "planCode":"a"
  },
    "holderInfo": {
        "realName": "黄蓉",
        "email":"zhangxiaofei@qq.com",
        "phone": "13866666666",
        "gender": 0,
        "relation": "1",
        "birthday": "1987-06-20",
        "idType": "1",
        "idNo": "431022198706203033"
    },
    "insuredInfo": {
        "realName": "郭靖",
        "email":"shenteng@qq.com",
        "phone": "13899999999",
        "gender": 0,
        "relation": "2",
        "birthday": "1987-06-20",
        "idType": "1",
        "idNo": "120223198706206676"
    },
    "sendInfo": {
        "realName": "寄件名称",
        "mobile": "13855555555"
    }
}

3.4.2.2 承保报文

{
    "productCode":"AN_XIN_MILLION_MEDICAL_B",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "paymentSerialNumber":"2018***********9401"
}

3.5 海峡(驾乘险)

3.5.1 核保报文

{
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664", 
    "productCode": "HAIXIA_JCX", 
    "orderAmount": 220.00, 
    "healthFlag": 1, 
    "skuInfo": {
      "birthday": "2002-06-01", 
        "vehicleType": "b", 
        "seatNum": "7"
    }, 
    "tablesInfo": {
      "startDate": "2018-03-31",
      "licensePlate": "暂未上牌",
      "vin": "BEUYE6Y2GEHEHEUEH",
      "count": "1"
    },
    "packCode": "2179aea2-d7eb-48a4-b187-d785321934fb", 
    "legalBeneficiary": 1, 
    "holderInfo": {
        "realName": "张三丰", 
        "gender": 1, 
        "birthday": "2002-06-01", 
        "idType": "1", 
        "idNo": "110101200206018358", 
        "email": "zhangsan001@163.com",
        "phone": "13866669999", 
        "idStartDate": "2000-01-01",
        "idEndDate": "2020-12-31",
        "plyAddress": {
            "province": "330000",
            "city": "330100",
            "country": "330106",
            "addressInfo": "浙江省杭州市西湖区三墩镇古墩路703号紫金广场a座607室"
        }
    }
}

3.5.2 获取支付链接

{
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664",
    "productCode": "HAIXIA_JCX",
    "callbackUrl": "https://wwww.baidu.com"
}

特别说明：
callbackUrl 即：回调地址，由调用方提供，当核保成功之后，产品中心将会回调调用方提供这个地址，回调采用POST方式，参数格式为JSON，如：

{
    "outOrderNo": "TBPB****************664",
    "policyNo": "0000000000000000000000000000000"
}

请调用方返回success即可

3.6 人保(守护天使少儿重大疾病保险、守护天使少儿特定疾病保险)

特别说明：
这两款产品的请求报文一样，除了 productCode ，具体请参照 ProductCode

3.6.1 根据SKU信息计算保费报文

请注意两款产品参数的区别，一款需要传生日，一款不需要传

3.6.1.1 守护天使少儿重大疾病保险请求报文

{
    "productCode": "GUARDIAN_ANGEL_DISEASE", 
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "skuTypes": [
        {
            "typeCode": "planCode", 
            "valueCode": "a"
        },
        {
            "typeCode": "amount", 
            "valueCode": "100000"
        }
    ]
}

3.6.1.2 守护天使少儿特定疾病保险请求报文

{
    "productCode": "GUARDIAN_ANGEL_SPECIFIC_DISEASE", 
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "skuTypes": [
        {
            "typeCode": "planCode", 
            "valueCode": "a"
        },
        {
            "typeCode": "amount", 
            "valueCode": "300000"
        }
    ],
    "birthday": "2011-05-18"
}

3.6.2 核保报文

{
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664", 
    "productCode": "GUARDIAN_ANGEL_DISEASE", 
    "orderAmount": "298.00", 
    "healthFlag": 1, 
    "skuInfo": {
        "planCode": "a",
        "amount": "100000"
    }, 
    "tablesInfo": {
        "startDate": "2018-05-18", 
        "count": "1"
    }, 
    "packCode": "1c7c5182-5f29-4f8f-b16b-62131b38e4ca", 
    "legalBeneficiary": 1, 
    "holderInfo": {
        "realName": "张三丰", 
        "gender": 1, 
        "birthday": "1987-05-20", 
        "idType": "1", 
        "idNo": "130101198705204730", 
        "email": "tenbent001@163.com", 
        "phone": "13866669999", 
        "plyAddress": {
            "province": "330000", 
            "city": "330100", 
            "country": "330106", 
            "addressInfo": "xxxxxxxxxxxxxxxxxxxxxxxxxxxxx"
        },
        "zipcode": "310000"
    },
    "insuredInfo": {
        "realName": "张无忌",
        "gender": 1,
        "birthday": "2005-05-20",
        "idType": "1",
        "idNo": "230501200505204619",
        "email":"tenbent002@qq.com",
        "phone": "13899999999",
        "occupationCode": "2-05803",// 被保人职业类别及代码
        "plyAddress": {
            "province": "330000", 
            "city": "330100", 
            "country": "330106", 
            "addressInfo": "xxxxxxxxxxxxxxxxxxxxxxxxxxxxx"
        },
        "zipcode": "310000",
        "relation": "3"
    }
}

3.6.3 承保报文

{
    "productCode": "GUARDIAN_ANGEL_DISEASE",
    "channelId": "4028*******************0000", 
    "sign": "ecea********************0177", 
    "outOrderNo": "TBPB****************664", 
    "paymentSerialNumber": "20180110000119401"
}

3.7 复星联合(康乐一生B、C款)

3.7.1 根据SKU信息计算保费报文

{
    "productCode": "FOSUN_B", // FOSUN_B:B款; FOSUN_C:C款
    "channelId": "4028****************20000", 
    "sign": "ecea*******************0177", 
    "skuTypes": [
        {
            "typeCode": "amount", // 基本保额
            "valueCode": "50000.00"
        },
        {
            "typeCode": "appGender", // 投保人性别
            "valueCode": "0"
        },
        {
            "typeCode": "appBirthday", // 投保人生日
            "valueCode": "1987-03-07"
        },
        {
            "typeCode": "gender", // 被保人性别
            "valueCode": "0"
        },
        {
            "typeCode": "birthday", // 被保人生日
            "valueCode": "1994-11-30"
        },
        {
            "typeCode": "paymentPeriod", // 缴费期间
            "valueCode": "Y20"
        },
        {
            "typeCode": "safeguardDate", // 保障期限
            "valueCode": "A999"
        }
    ]
}

3.7.2 核保报文(法定受益人)

{
    "channelId": "4028********************0000", 
    "sign": "ecea***************77", 
    "outOrderNo": "TB***************************311", 
    "productCode": "FOSUN_B", 
    "orderAmount": "733.57", 
    "healthFlag": 1, 
    "iuwId": "",// 智能核保号
    "skuInfo": {
        "planCode": "a",
        "amount": "50000.00",
        "paymentPeriod": "Y20",
        "safeguardDate": "A999"
    }, 
    "tablesInfo": {
        "count": "1",
        "reBankCode": "9002",
        "reBankName": "招商银行",
        "reBankAccNo": "6226096555840043"
    }, 
    "packCode": "ac18c012-295d-4522-bcd9-8117565fe225", 
    "legalBeneficiary": 1, 
    "holderInfo": {
        "realName": "张三", 
        "gender": 0, 
        "birthday": "1987-03-07", 
        "idType": "1", 
        "idNo": "11010119870307238X", 
        "email": "tenbent001@163.com", 
        "phone": "13866669999",
        "zipcode": "310024",
        "plyAddress": {
            "province": "330000",
            "city": "310100",
            "country": "310106",
            "addressDetail": "浙江省杭州市西湖区",
            "addressInfo": "浙江省杭州市西湖区三墩镇古墩路701号紫金广场a座607室"
        }
    },
    "insuredInfo": {
        "relation": "3",
        "realName": "李四",
        "gender": 0,
        "birthday": "1994-11-30",
        "idType": "1",
        "idNo": "110101199411304825",
        "email":"tenbent002@qq.com",
        "phone": "13899999999",
        "height": "180",
        "weight": "70",
        "zipcode": "310024",
        "occupation": "010101",
        "plyAddress": {
            "province": "330000",
            "city": "310100",
            "country": "310106",
            "addressDetail": "浙江省杭州市西湖区",
            "addressInfo": "浙江省杭州市西湖区三墩镇古墩路701号紫金广场a座607室"
        }
    }
}

3.7.3 核保报文(指定受益人)

{
    "channelId": "4028******************a20000", 
    "sign": "ecea0a*********************8c0177", 
    "outOrderNo": "TB***********************41231", 
    "productCode": "FOSUN_B", 
    "orderAmount": "733.57", 
    "healthFlag": 1, 
    "iuwId": "",// 智能核保号
    "skuInfo": {
        "planCode": "a",
        "amount": "50000.00",
        "paymentPeriod": "Y20",
        "safeguardDate": "A999"
    }, 
    "tablesInfo": {
        "count": "1",
        "reBankCode": "9002",
        "reBankName": "招商银行",
        "reBankAccNo": "6226096555840043"
    }, 
    "packCode": "ac18c012-295d-4522-bcd9-8117565fe225", 
    "legalBeneficiary": 0, 
    "holderInfo": {
        "realName": "张三", 
        "gender": 0, 
        "birthday": "1987-03-07", 
        "idType": "1", 
        "idNo": "11010119870307238X", 
        "email": "tenbent001@163.com", 
        "phone": "13866669999",
        "zipcode": "310024",
        "plyAddress": {
            "province": "330000",
            "city": "310100",
            "country": "310106",
            "addressDetail": "浙江省杭州市西湖区",
            "addressInfo": "浙江省杭州市西湖区三墩镇古墩路701号紫金广场a座607室"
        }
    },
    "insuredInfo": {
        "relation": "3",
        "realName": "李四",
        "gender": 0,
        "birthday": "1994-11-30",
        "idType": "1",
        "idNo": "310101199411302384",
        "email":"tenbent002@qq.com",
        "phone": "13899999999",
        "height": "180",
        "weight": "70",
        "zipcode": "310024",
        "occupation": "010101",
        "plyAddress": {
            "province": "330000",
            "city": "310100",
            "country": "310106",
            "addressDetail": "浙江省杭州市西湖区",
            "addressInfo": "浙江省杭州市西湖区三墩镇古墩路701号紫金广场a座607室"
        }
    },
    "beneficiaryInfoList": [
        {
            "relation": "3",
            "realName": "王五",
            "gender": 0,
            "birthday": "1994-11-30",
            "idType": "1",
            "idNo": "310101199411301226",
            "rate": "0.3"
        },
        {
            "relation": "3",
            "realName": "王五2",
            "gender": 0,
            "birthday": "1994-11-30",
            "idType": "1",
            "idNo": "310101199411300063",
            "rate": "0.3"
        },
        {
            "relation": "3",
            "realName": "王五3",
            "gender": 0,
            "birthday": "1994-11-30",
            "idType": "1",
            "idNo": "31010119941130016X",
            "rate": "0.4"
        }
    ]
}

3.7.4 承保报文

{
    "productCode": "FOSUN_C",
    "channelId": "4028801******************000",
    "sign": "ecea********************c0177",
    "outOrderNo": "TB*****************06",
    "paymentSerialNumber": ""
}

3.8 上海人寿(上海人寿小蘑菇定期寿险)

3.8.1 根据SKU信息计算保费报文

{
    "productCode": "SHANG_HAI_LIFE", 
    "channelId": "40288*******************000", 
    "sign": "ecea0a********************0177", 
    "skuTypes": [
        {
            "typeCode": "planCode", 
            "valueCode": "c"
        },
        {
            "typeCode": "gender", 
            "valueCode": "1"
        },
        {
            "typeCode": "birthday", 
            "valueCode": "1969-01-01"
        },
        {
            "typeCode": "paymentPeriod", 
            "valueCode": "Y20"
        },
        {
            "typeCode": "safeguardDate", 
            "valueCode": "A70"
        }
    ]
}

3.8.2 核保报文

{
    "channelId": "4028********************000", 
    "sign": "ecea*******************177", 
    "outOrderNo": "TBP********************77", 
    "productCode": "SHANG_HAI_LIFE", 
    "orderAmount": "6200.00", 
    "healthFlag": 1, 
    "skuInfo": {
        "planCode": "c",
        "paymentPeriod": "D",
        "safeguardDate": "Y20",
        "birthday": "1995-01-01",
        "gender": "1"
    }, 
    "tablesInfo": {
        "startDate": "2018-08-05",
        "reBankCode": "0101",
        "reBankName": "中国工商银行",
        "reBankAccNo": "6222010101010101010",
        "reAccountName": "云八八",
        "reBankProvinceCode": "3100",
        "reBankCityCode": "3100",
        "reCardType": "0"
    }, 
    "packCode": "e**************************f", 
    "legalBeneficiary": 1, 
    "holderInfo": {
        "realName": "云八八", 
        "gender": 1, 
        "birthday": "1995-01-01", 
        "idType": "1", 
        "idNo": "110101199501017416", 
        "idEndDate": "9999-01-01",
        "email": "tenbent001@163.com", 
        "phone": "13866669999",
        "zipcode": "310024",
        "occupation": "1-3010101",
        "plyAddress": {
            "province": "330000",
            "city": "310100",
            "country": "310106",
            "addressInfo": "浙江省杭州市西湖区三墩镇古墩路701号紫金广场A座607室"
        }
    },
    "insuredInfo": {
        "relation": "1",
        "realName": "云八八",
        "gender": 1,
        "birthday": "1995-01-01",
        "idType": "1",
        "idNo": "110101199501017416",
        "idEndDate": "9999-01-01",
        "email":"tenbent002@qq.com",
        "phone": "13899999999",
        "zipcode": "310024",
        "occupation": "1-3010101",
        "plyAddress": {
            "province": "330000",
            "city": "310100",
            "country": "310106",
            "addressInfo": "浙江省杭州市西湖区三墩镇古墩路701号紫金广场A座607室"
        }
    }
}

3.8.3 承保报文

{
    "productCode": "SHANG_HAI_LIFE",
    "channelId": "402880*********************0000",
    "sign": "ecea0*******************0177",
    "outOrderNo": "TB*****************397",
    "paymentSerialNumber": "2018*****************01"
}

腾保产品中心意健险流程 API文档(v1.0.4)

1.概述

1.1 HTTP协议层请求状态码设计

1.2 签名生成方式

1.3 通用请求/响应参数

通用响应异常

1.4 通用数据结构

ResponseView

PageView

AddressRequest

PolicyPersonRequest

SkuRequest

TableRequest

SendInfoRequest

1.5 枚举

ProductCode

2. 意健险流程API

2.1 产品是否支持智能核保

作者 michael

接口地址

请求体

响应体

2.2 产品列表查询

作者 michael

接口地址

请求体

响应体

2.3 产品详细信息查询

作者 michael

接口地址

请求体

响应体

2.4 保费计算SKU信息查询

作者 michael

接口地址

请求体

响应体

2.5 根据SKU信息计算保费

作者 michael

接口地址

请求体

响应体

2.6 核保

作者 michael

接口地址

请求体

响应体

2.7 获取智能核保地址

作者 michael

接口地址

请求体

响应体

2.8 承保

作者 michael

接口地址

请求体

响应体

2.9 获取电子保单

作者 michael

接口地址

请求体

响应体

2.10 查询地区

作者 Randy

接口地址

请求体

响应体

2.11 查询产品对应的其他属性

作者 Randy

接口地址

请求体

响应体

2.12 根据订单号获取出单信息

作者 michael

接口地址

请求体

响应体

2.13 获取支付链接

作者 michael

接口地址

作者 `michael`

作者 `michael`

作者 `michael`

作者 `michael`

作者 `michael`

作者 `michael`

作者 `michael`

作者 `michael`

作者 `michael`

作者 `Randy`

作者 `Randy`

作者 `michael`

作者 `michael`

3.6.1.1 守护天使少儿重大疾病保险请求报文

3.6.1.2 守护天使少儿特定疾病保险请求报文